:root{
  --ink:#1b2434; --muted:#5b6472; --line:#e6e2d9;
  --paper:#f6f4ef; --paper2:#efece4; --card:#ffffff;
  --accent:#2f4a7a; --accent2:#4a6ea5;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;color:var(--ink);
  background:radial-gradient(1200px 600px at 50% -10%, #fff 0%, var(--paper) 55%, var(--paper2) 100%);
  font-family:-apple-system,BlinkMacSystemFont,"Segoe UI",Helvetica,Arial,sans-serif;
  line-height:1.62;min-height:100vh}
a{color:var(--accent)}
.wrap{max-width:920px;margin:0 auto;padding:0 22px}
header.site{display:flex;align-items:center;justify-content:space-between;padding:22px 0}
.brand{display:flex;align-items:center;gap:12px;font-weight:700;color:var(--ink);text-decoration:none;letter-spacing:-.2px}
.mark{width:38px;height:38px;border-radius:10px;background:linear-gradient(135deg,var(--accent),var(--accent2));
  display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:20px;
  box-shadow:0 8px 18px rgba(47,74,122,.25)}
nav.top a{margin-left:18px;color:var(--muted);text-decoration:none;font-size:14px}
nav.top a:hover{color:var(--ink)}
.hero{text-align:center;padding:48px 0 4px}
.hero h1{font-family:Georgia,"Times New Roman",serif;font-weight:600;font-size:clamp(30px,5.4vw,46px);letter-spacing:-.5px;margin:0 0 14px}
.hero p{color:var(--muted);font-size:clamp(16px,2.4vw,19px);max-width:60ch;margin:0 auto}
.rule{width:46px;height:3px;background:var(--accent);border-radius:2px;margin:30px auto}
.section{padding:24px 0}
.section h2{font-family:Georgia,serif;font-weight:600;font-size:22px;margin:0 0 16px}
.cards{display:grid;grid-template-columns:1fr 1fr;gap:18px}
@media(max-width:640px){.cards{grid-template-columns:1fr}}
.card{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:22px;box-shadow:0 10px 24px rgba(27,36,52,.05)}
.card h3{margin:0 0 6px;font-size:19px}
.card p{margin:0 0 14px;color:var(--muted);font-size:15px}
.card a.btn{display:inline-block;font-size:14px;font-weight:600;color:#fff;background:var(--accent);padding:9px 16px;border-radius:8px;text-decoration:none}
.card a.btn:hover{background:var(--accent2)}
.card p.alt{margin:12px 0 0;font-size:13px}
.contact{color:var(--muted);font-size:15.5px}
footer.site{border-top:1px solid var(--line);margin-top:40px;padding:26px 0;color:var(--muted);font-size:13px;
  display:flex;flex-wrap:wrap;gap:10px 18px;justify-content:space-between;align-items:center}
footer.site nav a{color:var(--muted);text-decoration:none;margin-right:16px}
footer.site nav a:hover{color:var(--ink)}
/* legal document pages */
.doc{background:var(--card);border:1px solid var(--line);border-radius:14px;padding:34px;margin:22px 0;box-shadow:0 10px 24px rgba(27,36,52,.05)}
.doc h1{font-family:Georgia,serif;font-size:clamp(26px,4vw,32px);margin:0 0 4px}
.doc .eff{color:var(--muted);font-size:14px;margin:0 0 20px}
.doc h2{font-family:Georgia,serif;font-size:20px;margin:26px 0 8px}
.doc p,.doc li{color:#2b3444;font-size:15.5px}
.doc ul{padding-left:20px;margin:8px 0}
.doc li{margin:5px 0}
.doc .back{font-size:14px;display:inline-block;margin-top:8px}